How you can withdraw cash from ATM without DEBIT CARD in India ICICI BANK & CANARA BANK

When you dont have debit card and want cash immediately during the night or you have been pick pocketed. Indian Banks have easy solutions for you which you can share with your friends in case of emergency or for friends who enjoy travelling.

Banks have their own names for this service which has instead promoting this service has not made people aware of this service.
ICICI bank call this service as cashless withdrawal and Canara Bank calls it as easy cash.

WITHDRAWAL WITHOUT ATM CARD

Follow these easy steps and withdraw cash without debit card  :

OPTION 1 : THROUGH NETBANKING

Step 1. Request for Cardless Cash Withdrawal at www.icicibank.com

• Log in to www.icicibank.com with your Internet Banking user ID and password.
• Register a recipient
  • Go to 'manage payee' section and select 'add Cardless Cash Withdrawal payee'
  • Enter recipient mobile number, name and address
  • Confirm recipient registration by entering Unique Registration Number (URN) received on your registered mobile number
• Create Cardless Cash Withdrawal transaction
  • Go to 'Transfers' section and select 'Cardless Cash Withdrawal'
  • Select an account to make a payment and select Cardless Cash Withdrawal recipient from the registered recipient list
  • Enter transaction amount
  • Authenticate transaction using your debit card grid
  • Your selected account will get debited

Step 2. SMS from ICICI Bank

• You will receive a unique 4-digit code on your mobile from ICICI Bank
• Please share the 4-digit code with recipient.
• The recipient will also receive a sms with a unique 6-digit code on their mobile phone from ICICI Bank.

Step 3. Cash withdrawal from ICICI Bank ATM by recipient

• You will receive a unique 4-digit code on your mobile from ICICI Bank. Please share the same with recipient.
• recipient has to visit a specified ICICI Bank ATM and enter the following details:
  • The recipient mobile number
  • The 4-digit code (as received by the sender)
  • The 6-digit code (as received by the recipient)
  • The amount to be withdrawn (in INR)
• Cash will be dispensed on successful authentication of all these four parameters. The entire amount needs to be withdrawn by the recipient as a one-time transaction.

OPTION 2 : THROUGH ATM ONLY

First Sender or Account Holder should follow below steps :-

Step 1 : Go to CANARA BANK ATM machine swipe your card and select main menu after putting ATM pin

Step 2: Go to easy cash and put value of not more than Rs. 5000 along with receiver's mobile no to whom you want to send money

Step 3: ATM machine will ask sender to put confirmation code which he will communicate to receiver on calling him on phone.

Both Sender and Receiver will receive SMS having pin and Sender has to send 

Now Receiver or person who wants to withdraw should follow below steps

STEP 4: Based on SMS received by receiver he can go to any other CANARA BANK ATM which has easy cash option on ATM on home menu. Click EASY CASH and punch his or her mobile no.
System will ask for two passwords confirmation code which will be told by sender on phone & pin which will come on receivers phone as SMS.
CASH will come out and sender will receive an SMS. 

NOTE : You can send easy cash to yourself as you need it in emergency during travelling if you lose your luggage. An easy cash is active only for 1 week and you can do maximum Rs 5000 in a day.
Only ATM with DEBOLD brand are enabled for EASY CASH.